Finance
Navigating the complexities of automotive financing is simple when you work with the right partners. Our Ford financing experts here at Salinas Valley Ford have helped customers from all over Salinas, Monterey, and Santa Cruz, CA. Trust our experienced and dedicated financing experts to help find the financing solutions that best align with your needs.
You deserve personalized attention when making such an important decision, and our friendly finance specialists are here to provide just that. If you have any questions, please don't hesitate to contact us; we’re here to help you with every aspect of the financing process.
Should You Buy or Lease Your Ford?
After you’ve explored our new Ford inventory and chosen the model that fits your needs, the next step is deciding whether to buy it outright or lease it. Our finance team is here to provide you with all the information, such as loan rates and any lease return concerns, to help you make the best choice for your situation.
Advantages of Buying a Ford:
- Ownership: The Ford is entirely yours once your loan is paid off.
- Equity Building: Each monthly payment helps build equity in your vehicle, which is helpful if you ever decide to sell or trade it.
- No Mileage Restrictions: Drive as much as you want without any mileage limits.
- Make It Your Own: Modify and personalize your vehicle to your liking.
Advantages of Leasing a Ford:
- Lower Monthly Payments: Lease payments are often lower than loans.
- Drive More New Cars: Short-term lease contracts allow you to drive a new model every few years.
- Manufacturer's Warranty: Most leases include warranty coverage for added peace of mind.
No matter your decision, our experts will guide you through the process, leveraging their strong connections with lenders and deep knowledge of Ford financing options to help you make the best choice.
How to Trade In Your Vehicle
Many new car buyers trade in their current vehicle to help finance their new Ford. The value of that trade-in depends on several factors, including its make, model, year, condition, mileage, and more. Before bringing your vehicle in for an appraisal, you'll want to make sure you have a current title and registration available. Cleaning your car by picking up old fries and straw papers and fixing minor repairs can help you receive top value. One of our experienced appraisers will conduct a thorough inspection and provide you with an offer. If you want a ballpark estimate of its value before visiting our Ford dealership, try our online Trade Appraisal tool.
Once you agree on the estimated value, simply accept the offer and complete any associated paperwork. Once that is complete, the trade-in value will be applied to your new Ford purchase, lowering your monthly payment. Even if your current vehicle has negative equity, trading it in toward your next Ford can offer tax savings and give your old car a new lease on life.
Visit Our Ford Finance Center
When you're ready to begin the exciting journey of Ford ownership, our Finance Center is here to guide you every step of the way. Drivers near Salinas, Monterey, and Santa Cruz, California, are welcome to visit us to discuss their loan or leasing needs with our friendly and experienced team.
Contact us at Salinas Valley Ford today to start your Ford financing journey!